Below are answers to some of the most common questions we receive about loyainsurance.org. If you don’t see your question here, please contact us through our website contact form.

How Does This Website Work?

loyainsurance.org is an informational website that helps drivers understand auto insurance basics, pricing factors, and coverage options. We publish guides and brand-focused pages so you can make more informed decisions before you buy a policy.

We may include links to third-party websites where you can explore quotes or learn more. Any quote request or purchase happens directly with those third parties, not through our site.

Do You Sell Insurance Products Directly?

No. We are not an insurance company and we do not sell insurance policies. We do not underwrite coverage, manage policies, or handle claims. For policy-specific questions, billing, or claims, you should contact your insurer directly.

Do You Provide Quotes or Connect Me With Agents?

No. We do not collect quote requests or route your personal information to agents. If you choose to request a quote, you will do so on a third-party provider’s website and under their privacy policy and terms.

How Can I Compare Quotes?

If you decide to shop for insurance, the simplest approach is to compare more than one provider using the same coverage limits and deductibles. That way, you’re comparing policies fairly instead of comparing “cheapest price” for different levels of protection.

How Do I Get a Quote?

Visit the insurer or comparison service you want to use and follow their quote steps (usually ZIP code, vehicle details, and driver information). Our content can help you understand what to select, but we don’t collect or process the quote details ourselves.

Are You Affiliated With Loya Insurance Company or Fred Loya Insurance?

No. loyainsurance.org is an independent informational website and is not affiliated with, endorsed by, or owned by Loya Insurance Company, Fred Loya Insurance, or any other insurer. Brand names may be referenced for informational purposes.

Do You Partner With Insurance Companies?

We are not directly partnered with insurance companies in a way that lets us issue coverage or provide official pricing. Some outbound links on our site may be affiliate links, which means we may earn a commission if you choose to use a third-party service—at no extra cost to you.

Can You Provide Contact Information for a Specific Insurance Company?

We don’t maintain official phone, address, or email details for insurers. For accurate contact information, please visit the insurer’s official website.