Auto Insurance San Antonio: Affordable Coverage with Loya Insurance
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Find Affordable Auto Insurance in San Antonio
Looking for auto insurance in San Antonio? Loya Insurance provides budget-friendly car insurance tailored to your needs, whether you’re a high-risk driver, need SR-22 coverage, or want minimum liability insurance. With over 800 offices nationwide, including multiple locations in San Antonio, we’ve been helping Texans drive legally and affordably since 1974.
Our policies feature no credit checks, flexible payment plans, and fast SR-22 filings, making us a top choice for San Antonio drivers. Get started with a free quote today and discover why Loya is trusted for auto insurance in San Antonio.
San Antonio Cityscape
Why You Need Auto Insurance in San Antonio
San Antonio’s busy roads, from I-10 to Loop 410, demand reliable car insurance. Texas law requires all drivers to carry minimum liability coverage, and driving uninsured can lead to fines, license suspension, or impoundment. Whether you’re commuting to downtown, visiting the Alamo, or heading to the River Walk, Loya Insurance ensures you meet state requirements without breaking the bank.
High-risk drivers, including those with DUIs, accidents, or bad credit, face unique challenges. Loya specializes in affordable coverage for these drivers, offering SR-22 filings and non-owner policies to keep you legal.
Auto Insurance Coverage Options in San Antonio
Loya Insurance offers a range of coverage options to suit your needs. Below is a comparison of our most popular policies:
Auto Insurance Coverage Options with Loya Insurance
| Coverage Type | Description | Best For |
|---|---|---|
| Liability Insurance | Covers damages to others if you’re at fault in an accident. Meets Texas minimum requirements (30/60/25). | Budget-conscious drivers, high-risk drivers. |
| Collision Insurance | Pays for repairs to your car after an accident, regardless of fault. | Drivers with newer or financed vehicles. |
| Comprehensive Insurance | Covers non-collision damage (e.g., theft, vandalism, hail). | Drivers in areas prone to theft or weather damage. |
| Non-Owner Insurance | Provides liability coverage for drivers who don’t own a car. | Drivers needing SR-22 without a vehicle. |
| Roadside Assistance | Includes towing, flat tire changes, and lockout services. | Frequent travelers or older vehicles. |
How Much Does Auto Insurance Cost in San Antonio?
Auto insurance costs in San Antonio vary based on your driving record, age, and coverage needs. Loya Insurance is known for offering rates 56% below the national average for high-risk drivers. Here’s a breakdown of average costs:
Average Auto Insurance Costs in San Antonio with Loya
| Driver Type | Coverage Type | Annual Cost (Estimate) |
|---|---|---|
| Clean Record | Minimum Liability | $400–$600 |
| High-Risk (DUI) | Liability + SR-22 | $800–$1,200 |
| Young Driver | Full Coverage | $1,000–$1,500 |
| Non-Owner | Liability + SR-22 | $300–$500 |
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SR-22 Insurance in San Antonio
If you need an SR-22 due to a DUI, traffic violations, or driving uninsured, Loya Insurance offers fast and affordable SR-22 filings in San Antonio. Our agents handle the paperwork and file directly with the Texas DMV, ensuring you stay compliant. Non-owner SR-22 options are also available for drivers without a vehicle.
Learn more about our SR-22 insurance services or call 800-444-4040 to get started.
Why Choose Loya Insurance for Auto Insurance in San Antonio?
- Affordable Rates: Policies start as low as $400/year for minimum coverage, well below Texas averages.
- No Credit Checks: Get coverage regardless of your credit score.
- Local Expertise: Multiple San Antonio offices mean personalized service. Find a location (#locations).
- Fast Claims: File claims online or at our local offices for quick resolution.
- Flexible Payments: Monthly plans make insurance manageable for any budget.
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FAQs About Auto Insurance in San Antonio
What is the minimum auto insurance required in San Antonio?
Texas requires 30/60/25 liability coverage: $30,000 per person for bodily injury, $60,000 per accident, and $25,000 for property damage.
How can I get cheap auto insurance in San Antonio?
Choose minimum coverage, maintain a clean driving record, or opt for Loya’s no-credit-check policies to save. Request a quote for personalized rates.
Does Loya offer SR-22 insurance in San Antonio?
Yes, we provide affordable SR-22 filings for high-risk drivers, including non-owner options.