Below are answers to common questions about loyainsurance.org. If you don’t see your question here, please contact us through our website contact form.

FAQ

How does this website work?

loyainsurance.org is an informational website that helps drivers understand auto insurance basics, pricing factors, and coverage options. We publish educational guides and brand-focused pages so you can make more informed decisions before you buy a policy.

We may link to third-party websites where you can learn more or explore quotes. Any quote request or purchase happens directly with those third parties, not through our site.

Do you sell insurance products directly?

No. We are not an insurance company and we do not sell insurance policies. We do not underwrite coverage, manage policies, or handle claims. For policy-specific questions, billing, or claims, contact your insurer directly.

Do you provide quotes or connect me with agents?

No. We do not collect quote requests or route your personal information to agents. If you choose to request a quote, you will do so on a third-party provider’s website under their privacy policy and terms.

How can I compare quotes?

If you decide to shop for insurance, compare multiple providers using the same coverage limits and deductibles. That way you’re comparing policies fairly—not “cheapest price” for different levels of protection.

How do I get a quote?

Visit the insurer or comparison service you want to use and follow their quote steps (usually ZIP code, vehicle details, and driver information). Our content can help you understand what to select, but we don’t collect or process quote details.

Are you affiliated with Loya Insurance Company or Fred Loya Insurance?

No. loyainsurance.org is an independent informational website and is not affiliated with, endorsed by, or owned by Loya Insurance Company, Fred Loya Insurance, or any other insurer. Brand names may be referenced for informational purposes.

Do you partner with insurance companies?

We are not partnered with insurers in a way that allows us to issue coverage or provide official pricing. Some outbound links may be affiliate links, which means we may earn a commission if you choose to use a third-party service—at no extra cost to you.

Can you provide official contact information for an insurance company?

We don’t maintain official phone, address, or email details for insurers. For accurate contact information, visit the insurer’s official website.

Is the information on this site legal or financial advice?

No. Our content is for general informational purposes only and should not be considered legal, financial, or insurance advice. Requirements and pricing vary by state and may change over time.