Effective date: January 1, 2026

This Privacy Policy explains how loyainsurance.org (“we,” “us,” or “our”) collects, uses, and shares information when you visit our website. We are an informational website. We do not provide insurance coverage, underwrite policies, or handle claims.

Information We Collect

Information you provide: If you contact us (for example via a contact form or email), we may collect the information you submit such as your name, email address, and message.

Information collected automatically: Like most websites, we may collect information such as IP address, device type, browser type, pages viewed, approximate location (city/state), and referral URLs. This data is typically collected via cookies and similar technologies.

Cookies and Analytics

We may use cookies and similar technologies to operate the site, understand traffic, and improve content. You can control cookies through your browser settings. If we use analytics tools (such as Google Analytics), those providers may collect data as described in their own privacy policies.

How We Use Information

We use information to: (1) respond to messages and support requests, (2) maintain and improve the website, (3) understand how visitors use our content, and (4) protect the site from spam, abuse, or security incidents.

Affiliate Links and Third-Party Websites

Our site may include links to third-party websites (including insurance providers and comparison services). If you click a link and visit a third-party site, their privacy practices apply. We may earn a commission from some links at no additional cost to you.

How We Share Information

We may share information with service providers that help us operate the website (for example, hosting, analytics, spam prevention). We may also disclose information if required by law, to protect our rights, or to prevent fraud and abuse.

Data Security and Retention

We use reasonable safeguards to protect information. No method of transmission or storage is 100% secure. We keep information only as long as needed for the purposes described in this policy, unless a longer retention period is required by law.

Your Privacy Rights

Depending on where you live, you may have rights to request access to, correction of, or deletion of your personal information. You may also have the right to opt out of certain uses of your information. To make a request, contact us using the details below.

Children’s Privacy

Our website is not intended for children under 13, and we do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this policy from time to time. We will post the updated version on this page and update the effective date above.

Contact Us

If you have questions about this Privacy Policy, contact us at:

Contact: Please use our contact form at /contact/.